Despite not having an annual fee, the U.S. Bank Altitude® Go Visa Signature® Card does not provide as many rewards for purchases made at grocery stores. It also offers a smaller cash-back bonus on entertainment and streaming purchases. However, the yearly streaming credit may be used to offset this partially. However, if you want to take advantage of a 0% APR introductory period or are just opposed to fees, the U.S. Bank Altitude® Go Visa Signature® Card is the superior option.
Comparison of the Capital One Savor vs the U.S. Bank Altitude Go
The rewards, annual fees, and interest rates of a credit card are just a few of the factors to think about before making a final choice. Credit cards from U.S. Bank like the Altitude Fly Visa Signature Card as well as Capital One like the Savor Rewards Credit Card are two of the most popular options for consumers looking for a rewards credit card. Here, we will contrast and compare some of the most salient features of the two. We'll examine the cards' features, bonuses, fees, and interest rates to help you choose the one that's most likely to match your needs. The U.S. Bank Altitude Fly Visa Signature Card is an excellent rewards credit card. In addition to the standard characteristics, this card also has the following:
- Earn four times as many points on qualifying meals and takeaway orders
- Earn double rewards points on qualifying purchases of travel and streaming services.
- All other purchases are worth 1x points.
- There is no yearly charge.
- There are no hidden costs associated with purchasing from a foreign country.
- Free coverage for your travels and purchases
Support For Mobile Payment Systems
You may also get cash back on purchases with the Capital One Savor Rewards Credit Card, another well-liked reward credit card. In addition to the standard characteristics, this card also has the following:
- Receive a rebate of 4% on all purchases made in the restaurant and theater.
- Discounts of 2% on Food Purchases
- On all other purchases, you'll get 1% cash-back.
- The first year is free; after that, yearly dues are $95.
- The absence of additional expenses resulting from a transaction's international nature
- Free insurance coverage in case of an accident while abroad
- The ability to use a mobile payment system
Why Should Most People Choose The Capital One Savor Cash Rewards Credit Card?
The Capital One Savor Rewarding Credit Card Holders with Cash is not only good for dining out; it has many other benefits as well. More substantial benefits may justify the card's yearly cost.
Grocery Stores
The dining benefits on both cards are considerable at 4X. With a 3X rewards rate at grocery shops, the Capital One Savor Rewarding Credit Card Holders with Cash is incredibly enticing for individuals who like to prepare their meals at home. In contrast, the U.S. Bank Altitude® Go Visa Signature® Card offers double rewards in supermarkets. That may not seem like a lot, but it can add up quickly.
Streaming And Entertainment
The Capital One Savor Cash Rewards Credit Card is better if you want to go out on the town often. When used to buy tickets to a show or concert, it offers an excellent 4% cash back at:
- Movie theaters.
- I am attending live professional and semi-professional sports events.
- Performances on stage.
- Entertainment venues and landmarks.
- Zoos and aquariums.
- Dance clubs.
- Retail outlets were specializing in musical recordings.
- Arcades where you may play pool.
Lanes For Bowling
Neither golf courses nor college athletic events are included in the exceptions. However, "entertainment purchases" are not a bonus rewards category on the U.S. Bank Altitude® Go Visa Signature® Card, so you'll only get 1X back on these purchases.
Enjoy 4X points on certain music and video streaming services, such as Netflix, Disney+, and Hulu, with the Capital One Savor Cash Rewards Credit Card. Notable omissions include Amazon Prime Video, AT&''T U-verse On Demand, and Verizon FIOS On Demand. Only two times the everyday rewards rate is offered on qualifying streaming purchases made with the U.S. Bank Altitude® Go Visa Signature® Card (although it does provide an annual streaming credit, unlike the Savor).
Conclusion
The Capital One Savor Rewards Credit Card and the U.S. Bank Altitude Go Visa Signature Card are two excellent rewards credit cards. With 4x points on qualifying eating and takeaway purchases and 2x points on eligible travel expenditures, the Altitude Go Card might be a terrific choice for regular fliers and foodies. However, the Capital One Savor card may be a better option because of its more significant cash-back percentage on daily expenditure categories such as grocery and entertainment. Your credit card should ultimately be selected based on your spending patterns and long-term financial objectives.
